Umbrella INSURANCE

Extra Coverage for Life’s Unexpected Moments.

What Is Umbrella Insurance?

Umbrella insurance offers an extra layer of liability protection that goes beyond the limits of your home, auto, and other primary insurance policies. It helps cover large claims and legal expenses, protecting your financial future in case of accidents, lawsuits, or unexpected incidents.



At Allgood Insurance, our umbrella policies provide peace of mind by ensuring you're protected against costly claims that could otherwise put your assets at risk.

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How Does Umbrella Insurance Work?

Umbrella insurance kicks in when the liability limits on your existing policies—such as homeowners or auto insurance—are exhausted. A typical umbrella policy includes coverage for:

  • Bodily Injury Liability

    Covers medical expenses and legal fees if someone is injured on your property or in an accident involving your vehicle.

  • Property Damage Liability

    Provides protection if you accidentally cause damage to someone else's property.

  • Legal Defense Costs

    Covers attorney fees and court expenses in the event of a lawsuit.

  • Personal Liability Claims

    Protection against claims such as libel, slander, and defamation.

  • Injuries Beyond Auto & Home Policies

    Coverage for incidents involving recreational vehicles, boats, or rental properties.

Why You Need Umbrella Insurance

Unexpected accidents and lawsuits can happen at any time, and without the right coverage, your savings and assets could be at risk. Umbrella insurance helps you:

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Protect Your Assets

Safeguard your home, savings, and future earnings from costly legal claims.

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Ensure Peace of Mind

Enjoy life without worrying about financial risks.



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Prepare for the Unexpected

Coverage for large liability claims that could exceed your standard policy limits.

Get an Umbrella Insurance Quote Today

Protect your financial future with extra liability coverage. Contact Allgood Insurance today for a personalized umbrella insurance quote and experience the peace of mind that comes with being fully covered.