Professional Liability Insurance

Protect Your Expertise.

Secure Your Future.

What Is Professional Liability Insurance?

Professional liability insurance—also known as errors and omissions (E&O) insurance—protects businesses and professionals against claims of negligence, mistakes, or failure to deliver promised services. Whether you're a consultant, contractor, or service provider, this coverage helps defend against costly legal claims that can arise from dissatisfied clients or unexpected errors.



Even the most skilled professionals can face lawsuits due to misunderstandings, miscommunications, or unforeseen circumstances. With professional liability insurance, you can focus on your work with confidence, knowing you're protected.

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How Does Professional Liability Insurance Work?

If a client claims financial loss due to an error, omission, or professional advice you provided, professional liability insurance can help cover:

  • Legal Defense Costs

    Attorney fees, court expenses, and settlements.


  • Negligence Claims

    Allegations of professional errors, missed deadlines, or failure to meet contractual obligations.

  • Misrepresentation Claims

    Protection against accusations of providing inaccurate or misleading information.

  • Breach of Duty

    Coverage for claims that your services did not meet professional standards or contractual agreements.

  • Work Mistakes

    Financial protection for unintended errors that may impact a client’s business or project outcomes.

Why Your Business Needs Professional Liability Insurance

Regardless of industry, if you provide advice, services, or specialized expertise, professional liability coverage is essential. This insurance can help protect your business from:

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Costly Legal Battles

Defend against lawsuits even if the claim is unfounded.

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Reputation Damage

Show your clients that you take accountability seriously.

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Industry-Specific Risks

Address potential liabilities unique to your profession.

Get a Professional Liability Insurance Quote Today

Protect your business and your reputation with the right coverage. Contact Allgood Insurance today to get a personalized quote and ensure your business stays secure.