COMMERCIAL AUTO INSURANCE
Keep Your Business Moving with
the Right Protection.
What Is Commercial Auto Insurance?
Commercial auto insurance covers vehicles used for work-related tasks such as transporting goods, making deliveries, or driving clients. Unlike personal auto insurance, this coverage is specifically tailored to protect your business operations and financial well-being.
Whether you own a fleet of delivery trucks or use a single vehicle for client visits, commercial auto insurance helps safeguard your business against unexpected accidents and claims.
How Does Commercial Auto Insurance Work?
Commercial auto insurance works similarly to personal auto insurance but includes additional coverage designed for business needs:
Liability Coverage
Protects against claims for bodily injury or property damage if an employee causes an accident.
Physical Damage Coverage
Covers repairs or replacement costs for your business vehicle after an accident, regardless of fault.
Uninsured/Underinsured Motorist Coverage
Provides protection if your business vehicle is hit by a driver with insufficient insurance.
Medical Payments Coverage
Helps pay medical expenses for the driver and passengers, regardless of fault.
Hired and Non-Owned Auto Coverage
Protects your business when employees use personal or rented vehicles for work-related tasks.
Why Your Business Needs Commercial Auto Insurance
Even a minor accident can result in significant financial losses. Commercial auto insurance helps protect your business from:
Costly Lawsuits
Covers legal fees and settlements related to accidents caused by your business vehicles.
Employee Safety
Ensures that your team is protected when they’re behind the wheel.
Vehicle Repairs
Reduces out-of-pocket expenses for repairing or replacing business vehicles after accidents.
Get a Personalized Commercial Auto Insurance Quote
At Allgood Insurance, we’re committed to helping businesses in Winston-Salem and beyond stay protected and prepared.
Contact us today to get a personalized quote and experience the peace of mind that comes with comprehensive commercial auto insurance.