General Liability INSURANCE

Protect Your Business from the Unexpected.

What Is General Liability Insurance?

General liability insurance protects your business from financial risks associated with third-party claims of bodily injury, property damage, and personal injury. Whether you run a small storefront, operate at job sites, or provide professional services, this coverage ensures you're protected from potential lawsuits and financial losses.


From a customer slipping in your store to accidental damage caused at a client’s property, general liability insurance helps cover legal costs, medical bills, and settlement expenses—allowing you to focus on running your business with confidence.

Two construction workers are looking at a blueprint at a construction site.

How Does General Liability Insurance Work?

General liability insurance provides a financial safety net for businesses by covering a wide range of common risks:

  • Bodily Injury Coverage

    Covers medical expenses and legal fees if someone is injured on your business premises or due to your operations.

  • Property Damage Coverage

    Pays for damages caused to someone else’s property during your business activities.

  • Personal and Advertising Injury

    Protects against claims of libel, slander, and copyright infringement in your advertising.

  • Legal Defense Costs

    Covers attorney fees, settlements, and court costs associated with covered claims.

  • Products and Completed Operations

    Provides protection for damages caused by your products or completed services after delivery.

Why Your Business Needs General Liability Insurance

Operating a business comes with inherent risks, and general liability insurance helps protect your business from:

A black and white silhouette of a building with columns on a white background.

Costly Lawsuits

Coverage for legal fees and settlements resulting from third-party claims.

A black and white icon of a person and a ribbon with a check mark on it.

Reputation Protection

Helps handle public relations issues that could arise from liability claims.



A black and white silhouette of two buildings on a white background.

Business Continuity

Prevents unexpected financial burdens that could disrupt operations.

Get a Personalized General Liability Insurance Quote

At Allgood Insurance, we’re committed to helping businesses in Winston-Salem and beyond stay protected and prepared.


Contact us today to get a personalized quote and experience the peace of mind that comes with comprehensive general liability insurance.